Predatory Lending and Taxes

First Nations Development Institute provides several reports about predatory lending and tax products.

(2012) - 28.02 KB

In late 2011 and early 2012 First Nations Development Institute conducted a “mystery shopper” survey of tax preparation services in reservation border towns in New Mexico. Our research uncovered several problems with paid tax preparers, including aggressive marketing of expensive loans against tax refunds. This report provides an overview of the “mystery shopper” research.


(2011) - 16.23 KB

The goal of this report is to provide some basic information about the use of EITC, RALs, and Refund Anticipation Checks (RACs) in South Dakota for the 2008 Tax Filing year. In addition, some information is provided about the use of EITC, RALs, and RACs in Native American communities in the state.


(2011) - 28.98 KB

First Nations Development Institute conducted a “mystery shopper” survey of tax preparation services in reservation border towns in New Mexico in 2011. Our research uncovered several problems with paid tax preparers, including poor quality tax preparation and hidden fees. This report provides an overview of the “mystery shopper” research.


(2011) - 16.23 KB

The goal of this report is to provide some basic information about the use of EITC, RALs, and Refund Anticipation Checks (RACs) in Montana for the 2008 Tax Filing year. In addition, some information is provided about the use of EITC, RALs, and RACs in Native American communities in the state.


(2011) - 16.11 KB

The goal of this report is to provide some basic information about the use of EITC, RALs, and Refund Anticipation Checks (RACs) in New Mexico for the 2008 Tax Filing year. In addition, some information is provided about the use of EITC, RALs, and RACs in Native American communities in the state.


(2011) - 16.25 KB

The goal of this report is to provide some basic information about the use of EITC, RALs, and Refund Anticipation Checks (RACs) in North Dakota for the 2008 Tax Filing year. In addition, some information is provided about the use of EITC, RALs, and RACs in Native American communities in the state.


(2009) - 10.36 KB

The Earned Income Tax Credit (EITC) returns over $44 billion each year to low-to-moderate income working families and lifts approximately five million people above the poverty line. Unfortunately, paid tax preparers have weakened the economic impact of the EITC by over $600 million a year by offering Refund Anticipation Loans (RALs). This report provides data on the use of RALs in Native communities.