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Predatory Lending
Predatory Lending
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Borrowed Time: Use of Refund Anticipation Loans among EITC Filers in Native Communities
First Nations Development Institute partnered with the Center for Responsible Lending to examine the use of Refund Anticipation Loans (RALs) in Native communities. RALs are one to two week loans made by banks on behalf of filers, facilitated by tax preparers, and secured by the taxpayer’s expected tax refund. (Download copy)
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Borrowing Trouble: Predatory Lending Report (2008)
"Borrowing Trouble: Predatory Lending in Native American Communities (2008)"
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High Cost Lending on Indian Reservations – Watch Out if You are Buying a Home
High Cost Lending on Indian Reservations – Watch Out if You Are Buying a Home
A Survey Report and Data Analysis by NAIHC and NCRC, June 2003. (Download copy)
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Predatory Lending in Native American Communities (2003)
Research paper on predatory lending in Native American communities. (Download copy)
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