Predatory Lending Research

First Nations Development Institute provides several reports about predatory lending and tax products.

(2014) - 11.63 KB

This pamphlet provides information on how to avoid investor fraud and warning signs to look out for that indicate you may be targeted for fraud.

(2011) - 27.09 KB

This report examines legislation that tribes can pass to defend their citizens against exploitative lending and consumer finance practices.

(2008) - 32.77 KB

With the collapse of the subprime mortgage lending market, predatory lending has become a significant national concern. In Native communities, however, predatory lending has been a major concern for years, since abusive lending practices have tended to proliferate in minority and low-income communities. This report provides an update to First Nations' 2003 report Predatory Lending in Native American Communities.

(2008) - 14.68 KB

This article summarizes First Nations Development Institute's research on Predatory Lending in Indian Country.

(2008) - 4.75 KB

First Nations presented testimony on "Predatory Lending and its Impact on Native American Communities" before the Senate Committee on Indian Affairs on June 5, 2008. This is the transcript of that hearing.

(2003) - 5.99 KB

In the Spring of 2003, the National American Indian Housing Council (NAIHC) and the National Community Reinvestment Coalition (NCRC) conducted a survey to generate perspectives from officials on Indian reservations regarding the extent of predatory lending. The survey results paint a troubling picture concerning the magnitude of abusive and high-cost lending targeted particularly to first-time homebuyers.

(2003) - 5.49 KB

Predatory lending is one of many economic problems facing Native American families and communities. It is difficult to define and perhaps better described by its characteristics and effects of destabilizing families and communities. The National Community Reinvestment Coalition (NCRC) defines a predatory loan as "An unsuitable loan designed to exploit vulnerable and unsophisticated borrowers." This report provides an overview of predatory lending in Native communities.