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Ask Dr. Per Cap

Ask Dr. Per Cap

As part of First Nations’ focus on helping Native Americans achieve financial empowerment, Ask Dr. Per Cap is a financial advice column on how to travel the winding road toward financial independence.

The column was originally designed for Tribal citizens who receive per capita payments. About 20% of the Native American population in the United States receives these payments, primarily from gaming revenues and dividends from natural resources leases.

In this column, Dr. Per Cap draws upon his experiences – some good, some bad – to help individuals learn skills, tricks, and strategies to take control of their financial future.

Ask Dr. Per Cap is funded by First Nations with assistance from the FINRA Investor Education Foundation. This content does not constitute professional and/or financial advice, and Dr. Per Cap is not a licensed investment advisor. Questions can be sent to Dr. Per Cap, at

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Hungry Coyotes
Lender of Last Resort
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Point-of-Sale Financing
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Loaning Money
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Managing Money
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A Good Habit
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Feast or Famine
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The Long and Short of It
Hard Times
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Spending Money
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With This Ring
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